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Between 2016 and 2019, the now-defunct investment firm Blackmore Bond collected £45 million from its investors via means of high-risk, speculative “mini-bonds”; a form of investment whereby returns are not fixed.  Therein, investors were promised stable returns of up to 9.9% on their investments, however, following Blackmore’s collapse, instead, they incurred losses of up to &#8230; <a href="https://getclaimsadvice.co.uk/fca-pre-warned-about-risky-schemes-costing-savers-millions/">Continued</a>
The post <a rel="nofollow" href="https://getclaimsadvice.co.uk/fca-pre-warned-about-risky-schemes-costing-savers-millions/">FCA pre-warned about risky schemes costing savers millions</a> appeared first on <a rel="nofollow" href="https://getclaimsadvice.co.uk">Spencer Churchill Claims Advice</a>.

FCA pre-warned about risky schemes costing savers millions

The mass marketing of speculative mini-bonds to ordinary investors has been banned indefinitely by the Financial Conduct Authority (FCA). A number of scandals involving unregulated bonds have resulted in this ban on illiquid securities mass marketing. This includes the collapse of London Capital &#38; Finance (LCF) in 2019. What happened to London Capital &#38; Finance &#8230; <a href="https://getclaimsadvice.co.uk/fca-move-to-ban-mini-bond-marketing-after-investors-lose-millions/">Continued</a>
The post <a rel="nofollow" href="https://getclaimsadvice.co.uk/fca-move-to-ban-mini-bond-marketing-after-investors-lose-millions/">FCA move to ban mini-bond marketing after investors lose millions</a> appeared first on <a rel="nofollow" href="https://getclaimsadvice.co.uk">Spencer Churchill Claims Advice</a>.

FCA move to ban mini-bond marketing after investors lose millions

What was the British Steel Pension scandal? In 2017, thousands of British Steel pension scheme members workers were advised to transfer their defined benefit pension schemes into self-invested personal pensions as a result of negligent financial advisers. BSPS members had been required to decide by December of that year whether or not to move their &#8230; <a href="https://getclaimsadvice.co.uk/what-is-the-british-steel-pension-scandal/">Continued</a>
The post <a rel="nofollow" href="https://getclaimsadvice.co.uk/what-is-the-british-steel-pension-scandal/">What is the British Steel pension scandal?</a> appeared first on <a rel="nofollow" href="https://getclaimsadvice.co.uk">Spencer Churchill Claims Advice</a>.

What is the British Steel pension scandal?

What is a final salary pension? When it comes to our retirement, making sure that every penny of our pensions count is critical. Final salary pensions guarantee you an annual income for the rest of your life and are frequently offered to those working in the public sector i.e. the health, education and government services. &#8230; <a href="https://getclaimsadvice.co.uk/how-does-a-final-salary-pension-work/">Continued</a>
The post <a rel="nofollow" href="https://getclaimsadvice.co.uk/how-does-a-final-salary-pension-work/">How does a final salary pension work?</a> appeared first on <a rel="nofollow" href="https://getclaimsadvice.co.uk">Spencer Churchill Claims Advice</a>.

How does a final salary pension work?

How do I protect my pension if my pension provider goes bust? When it comes to something as precious as our pension, it can be devastating if something happens to it &#8211; especially if it’s completely out of our control. Fortunately, there are a number of government regulations in place to make sure that if &#8230; <a href="https://getclaimsadvice.co.uk/what-happens-if-my-pension-provider-goes-bust/">Continued</a>
The post <a rel="nofollow" href="https://getclaimsadvice.co.uk/what-happens-if-my-pension-provider-goes-bust/">What happens if my pension provider goes bust?</a> appeared first on <a rel="nofollow" href="https://getclaimsadvice.co.uk">Spencer Churchill Claims Advice</a>.

What happens if my pension provider goes bust?

Estimated £1 billion compensation for mis-sold pension victims Mis-sold pension compensations are anticipated to hit £1 billion by 2022 but this is likely to be a reduced figure as victims are given reduced payments due to delays in complaint management, as reported in the FT Advisor. The Financial Services Compensation Scheme has dished out an &#8230; <a href="https://getclaimsadvice.co.uk/pension-selling-boom/">Continued</a>
The post <a rel="nofollow" href="https://getclaimsadvice.co.uk/pension-selling-boom/">Mis-sold pensions on the rise in financial mis-selling claims</a> appeared first on <a rel="nofollow" href="https://getclaimsadvice.co.uk">Spencer Churchill Claims Advice</a>.

Mis-sold pensions on the rise in financial mis-selling claims

Claims from victims of mis-sold SIPP plans are forecast to rise by 89% to an eye-watering £336million in 2021. The Financial Services Compensation Scheme (FSCS) has raised its total compensation budget from £700m in 2020 to over £1bn in 2021, with over a third of claims stemming from mis-sold SIPPs alone. &#160; Feeling the pandemic &#8230; <a href="https://getclaimsadvice.co.uk/mis-sold-sipp-claims-set-to-rise-by-89-in-2021/">Continued</a>
The post <a rel="nofollow" href="https://getclaimsadvice.co.uk/mis-sold-sipp-claims-set-to-rise-by-89-in-2021/">Mis-sold SIPP claims set to rise by 89% in 2021</a> appeared first on <a rel="nofollow" href="https://getclaimsadvice.co.uk">Spencer Churchill Claims Advice</a>.

Mis-sold SIPP claims set to rise by 89% in 2021

Seven ex-footballers in mis-sold pension battle 7 former footballers have launched a High Court claim for money losses relating to mis-sold pension advice provided by Kevin Neal, a former director of a series of defunct financial advice firms. Mr Neal had already been previously sued for £100,000 by former England and Newcastle striker, Alan Shearer, &#8230; <a href="https://getclaimsadvice.co.uk/seven-ex-footballers-in-mis-sold-pension-battle/">Continued</a>
The post <a rel="nofollow" href="https://getclaimsadvice.co.uk/seven-ex-footballers-in-mis-sold-pension-battle/">Seven ex-footballers in mis-sold pension battle</a> appeared first on <a rel="nofollow" href="https://getclaimsadvice.co.uk">Spencer Churchill Claims Advice</a>.

Seven ex-footballers in mis-sold pension battle

Final salary pension scheme members to suffer big financial hit after spending review Final salary pension scheme members are set to be among the hardest hit by Rishi Sunak’s recent spending review. This comes from a planned change, set to be implemented in 2030, in the way pensions are calculated. It’s estimated that over 6 &#8230; <a href="https://getclaimsadvice.co.uk/final-salary-pension-scheme-members-face-losses-after-spending-review/">Continued</a>
The post <a rel="nofollow" href="https://getclaimsadvice.co.uk/final-salary-pension-scheme-members-face-losses-after-spending-review/">Final salary pension scheme members to suffer big financial hit after spending review</a> appeared first on <a rel="nofollow" href="https://getclaimsadvice.co.uk">Spencer Churchill Claims Advice</a>.

Final salary pension scheme members to suffer big financial hit after spending review

Kingsway Wealth Management &#160; Kingsway Wealth Management is facing a rising number of pension-switching claims since defaulting with the lifeboat scheme earlier this year. The failed IFA has seen a steep rise in compensation claims since May, with a total of £1,729,085 paid on 35 claims so far according to the Financial Times. Kingsway became &#8230; <a href="https://getclaimsadvice.co.uk/kingsway-wealth-management/">Continued</a>
The post <a rel="nofollow" href="https://getclaimsadvice.co.uk/kingsway-wealth-management/">£1.7m in claims against Kingsway Wealth Management</a> appeared first on <a rel="nofollow" href="https://getclaimsadvice.co.uk">Spencer Churchill Claims Advice</a>.

£1.7m in claims against Kingsway Wealth Management

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7even Model Management

The post <a rel="nofollow" href="https://7evenmodelmanagement.com/alex-carina/">ALEX &#038; CARINA</a> appeared first on <a rel="nofollow" href="https://7evenmodelmanagement.com">7even Model Management</a>.

ALEX & CARINA

The post <a rel="nofollow" href="https://7evenmodelmanagement.com/olivia-photoshoot/">Olivia photoshoot</a> appeared first on <a rel="nofollow" href="https://7evenmodelmanagement.com">7even Model Management</a>.

Olivia photoshoot

The post <a rel="nofollow" href="https://7evenmodelmanagement.com/alex/">Alex photoshoot</a> appeared first on <a rel="nofollow" href="https://7evenmodelmanagement.com">7even Model Management</a>.

Alex photoshoot

The post <a rel="nofollow" href="https://7evenmodelmanagement.com/yelena-photoshoot/">Yelena photoshoot</a> appeared first on <a rel="nofollow" href="https://7evenmodelmanagement.com">7even Model Management</a>.

Yelena photoshoot

The post <a rel="nofollow" href="https://7evenmodelmanagement.com/fern/">Fern photoshoot</a> appeared first on <a rel="nofollow" href="https://7evenmodelmanagement.com">7even Model Management</a>.

Fern photoshoot

7even Model Management on Blog

What categories of models work for 7even?

Based out of Manchester, we represent a diverse network of models ready to suit your requirements, including:
- Fashion models
- Beauty models
- Commercial models
- Fitness models
- Curve models
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Get in touch with us today to book in a model.

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Affordable Tree Surgery

Conservatory Insulations

Conservatory Insulation If you&#8217;ve noticed that your conservatory gets too warm to enjoy in the summer and becomes a financial burden during the winter due to heat loss, you may want to consider insulating your existing conservatory roof. Polycarbonate or glass roofs can look great and offer a beautifully bright room. Unfortunately, when it comes [&#8230;]
The post <a rel="nofollow" href="https://conservatoryinsulations.com/does-insulating-a-conservatory-roof-work/">Does Insulating A Conservatory Roof Work?</a> appeared first on <a rel="nofollow" href="https://conservatoryinsulations.com">Conservatory Insulations</a>.

Does Insulating A Conservatory Roof Work?

Unique Insulation Manufactured for Conservatories Looking for the best conservatory insulation solutions? You&#8217;re in luck! As a leading UK conservatory insulation company, we are ideally placed to advise you on the best conservatory insulation available. Our conservatory insulation installation process is quick and easy and can help you protect against heat loss through full-length glazed [&#8230;]
The post <a rel="nofollow" href="https://conservatoryinsulations.com/best-insulation-for-conservatories/">Best Insulation For Conservatories</a> appeared first on <a rel="nofollow" href="https://conservatoryinsulations.com">Conservatory Insulations</a>.

Best Insulation For Conservatories

How To Insulate A Conservatory Roof If you&#8217;ve read up on the benefits of conservatory insulation and are keen to explore the benefits, we can help. Roof insulation is a great way to transform your conservatory into a room that you can use all year round &#8211; without concerns about spiralling energy bills in the [&#8230;]
The post <a rel="nofollow" href="https://conservatoryinsulations.com/how-to-insulate-a-conservatory-roof/">How To Insulate A Conservatory Roof</a> appeared first on <a rel="nofollow" href="https://conservatoryinsulations.com">Conservatory Insulations</a>.

How To Insulate A Conservatory Roof

Insulating your conservatory Insulated conservatory roofs are a great way to transform your conservatory into a multifunctional living space all year round without the expense or inconvenience of having a proper extension added to your home. Conservatory insulations offers homeowners a cost-effective way of getting the most from a conservatory, no matter the weather. Upgrading [&#8230;]
The post <a rel="nofollow" href="https://conservatoryinsulations.com/are-insulated-conservatory-roofs-any-good/">Are Insulated Conservatory Roofs Any Good?</a> appeared first on <a rel="nofollow" href="https://conservatoryinsulations.com">Conservatory Insulations</a>.

Are Insulated Conservatory Roofs Any Good?

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Dorval Lighting

High Point Care

Making the decision to place a family member into a care home is never easy. [...]
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The post <a rel="nofollow" href="https://www.highpointcare.co.uk/news/after-care-for-the-families-of-care-home-residents/">After Care For The Families Of Care Home Residents</a> appeared first on <a rel="nofollow" href="https://www.highpointcare.co.uk">Highpoint Care</a>.

After Care For The Families Of Care Home Residents

Are you about to move into a care home or assisted living community? If so, [...]
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The post <a rel="nofollow" href="https://www.highpointcare.co.uk/news/ways-to-make-your-care-home-room-feel-more-homely/">Ways To Make Your Care Home Room Feel More Homely</a> appeared first on <a rel="nofollow" href="https://www.highpointcare.co.uk">Highpoint Care</a>.

Ways To Make Your Care Home Room Feel More Homely

A care home provides essential care and protection for a person who no longer lives [...]
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The post <a rel="nofollow" href="https://www.highpointcare.co.uk/news/how-to-choose-a-care-home/">How To Choose A Care Home</a> appeared first on <a rel="nofollow" href="https://www.highpointcare.co.uk">Highpoint Care</a>.

How To Choose A Care Home

As always we’ve endeavoured to make our activities as varied and enjoyable as possible. It’s [...]
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The post <a rel="nofollow" href="https://www.highpointcare.co.uk/news/2162/">Damfield Gardens Halloween</a> appeared first on <a rel="nofollow" href="https://www.highpointcare.co.uk">Highpoint Care</a>.

Damfield Gardens Halloween

As we enter the 10th month of 2021, we have been getting into the autumn and [...]
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The post <a rel="nofollow" href="https://www.highpointcare.co.uk/news/halloween-activity/">Halloween Activity</a> appeared first on <a rel="nofollow" href="https://www.highpointcare.co.uk">Highpoint Care</a>.

Halloween Activity

As we come to the end of our last summer month, our residents have been [...]
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The post <a rel="nofollow" href="https://www.highpointcare.co.uk/news/activities-update-3/">Activities Update!</a> appeared first on <a rel="nofollow" href="https://www.highpointcare.co.uk">Highpoint Care</a>.

Activities Update!

An action packed August has been had here at Damfield. We have welcomed some new [...]
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The post <a rel="nofollow" href="https://www.highpointcare.co.uk/news/an-action-packed-august/">An action packed August</a> appeared first on <a rel="nofollow" href="https://www.highpointcare.co.uk">Highpoint Care</a>.

An action packed August

July has been and gone, and what a fun filled month it has been! Our [...]
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The post <a rel="nofollow" href="https://www.highpointcare.co.uk/news/a-fun-filled-july-at-colliers-croft/">A fun filled July at Collier&#8217;s Croft</a> appeared first on <a rel="nofollow" href="https://www.highpointcare.co.uk">Highpoint Care</a>.

A fun filled July at Collier’s Croft

How does attendance allowance work? Attendance allowance is a form of monetary support for those [...]
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The post <a rel="nofollow" href="https://www.highpointcare.co.uk/news/what-is-attendance-allowance/">What is attendance allowance?</a> appeared first on <a rel="nofollow" href="https://www.highpointcare.co.uk">Highpoint Care</a>.

What is attendance allowance?

Well another month has passed us by and we have been super busy. The weather [...]
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The post <a rel="nofollow" href="https://www.highpointcare.co.uk/news/quizzes-bingo-and-afternoon-tea-at-colliers-croft/">Quizzes, bingo and afternoon tea at Collier&#8217;s Croft</a> appeared first on <a rel="nofollow" href="https://www.highpointcare.co.uk">Highpoint Care</a>.

Quizzes, bingo and afternoon tea at Collier’s Croft

High Point Care on Blog

✨We’re recruiting for more Highpoint Healthcare heroes!✨
Could that be you? Or would someone you know enjoy working with our wonderful, kind, tight-knit team?💕
We are currently recruiting for :
Receptionists
Kitchen Assistants
care Assistants
Senior Care Assistants
If you'd like to find out more please do get in touch, we would love to hear from you!

⭐️ Please share this post with your friends and family! We know our heroes are out there…⭐️

#recruiting #carejobs #carers #caringheroes #maghull #haydock

What's on the menu at Colliers Croft this month?😋
Here's just one week from our monthly menus, full of lovely comforting food to make everyone smile!
Do get in contact if you would like to find out more about life at Colliers Croft.

Well another month has passed us by and we have been super busy. The weather some days has been rainy but we haven’t let that stop us from having some fun.

Find out more about how our residents have been enjoying their time at Collier's Croft Care Home

High Point Care on GoogleBusiness

✨✨We're looking for a friendly, welcoming Office Manager to join our lovely team at Damfield Gardens, Maghul.✨✨
(Please share this post so we can find just the right person!)
Are you passionate about providing friendly, welcoming customer service?😃
Are you confident in supervising and leading an Office team of 2 people to provide an efficient and confidential administrative service?😄
Are you interested in elderly people receiving the best quality care?🥰
If that sounds like you, you can find out more and apply here: https://www.highpointcare.co.uk/wp-content/uploads/2022/11/Office-Manager.pdf


#werehiring #recruiting #jobs #officemanager #maghull #Liverpool #jobsliverpool #jobsmaghull

What kind of Activities do we have at Damfield Gardens.
Activities are at the heart of life at Damfield and our Activities co-ordinators work hard to make sure there is a varied programme to entertain our residents and keep them smiling.
Here's one of our monthly planners to give you an idea of the activities we provide.

#carehomeactivities #carehome #maghull

Another busy month at Damfield Gardens!

So it’s been another busy month here at Damfield gardens!

We’ve been making the most of the lovely weather and spending lots of time playing garden games and enjoying the sunshine.

We celebrated the queens birthday in style with a visit from a fabulous singer who had the residents all singing along and dancing around the garden Thank you Mandy from Happy Days Live Entertainment. There was lots of laughter wearing our royal family masks we couldn’t believe how real they looked on the pictures!!!

Find out more about how our Residents spent June at Damfield Gardens

Harris & Partners Inc.

Free Canadian government grants to pay off your debts That’s an eye-catching title but is it true? Will the Canadian government really bail you out if your debts spiral out of control and you can’t afford to make the repayments to your creditors? What are the financial options available to you? Let’s take a look. [&#8230;]
The post <a rel="nofollow" href="https://harrisandpartnersinc.com/blog/free-canadian-government-grants-to-pay-debts-off/">Free Canadian government grants to pay debts off</a> appeared first on <a rel="nofollow" href="https://harrisandpartnersinc.com">Harris &amp; Partners Inc</a>.

Free Canadian government grants to pay debts off

How does a bad credit score affect your ability to rent in Canada? &#160; Nobody wants to be in debt, but life gets in the way sometimes and these things happen. No matter how uncontrollable debt creeps up on you, it can have a lasting effect when you come to rent a property. Bad credit, [&#8230;]
The post <a rel="nofollow" href="https://harrisandpartnersinc.com/blog/renting-when-you-have-debt-bankruptcy-bad-credit/">Renting with bad credit, bankruptcy, or bad debt in Canada</a> appeared first on <a rel="nofollow" href="https://harrisandpartnersinc.com">Harris &amp; Partners Inc</a>.

Renting with bad credit, bankruptcy, or bad debt in Canada

Payday loans, also known as doorstep loans, can be both a blessing and a curse. They provide an easy method of borrowing money quickly and simply, but they can quite easily spiral out of control and leave you with a huge amount of debt because of the astronomical amounts of interest that are applied to [&#8230;]
The post <a rel="nofollow" href="https://harrisandpartnersinc.com/blog/are-payday-loans-a-good-idea/">Are Payday Loans A Good Idea?</a> appeared first on <a rel="nofollow" href="https://harrisandpartnersinc.com">Harris &amp; Partners Inc</a>.

Are Payday Loans A Good Idea?

Harris & Partners Inc. on Blog

Own Your Space is an established, successful, full service digital marketing agency.  We consistently deliver outstanding results for our clients - and our philosophy ‘digital brand engagement’ permeates everything we do.

Our formula is simple; Own Your Space combine consultative strategy, exceptionally creative ideas and innovative technology solutions to deliver measurable results for our clients.  Our end goal is to ensure our client’s brand engages with their customers, and builds a sustainable meaningful relationship.

Own Your Space

Own Your Space

Tell us a little bit about your business.