Whether you transplanted summer herbs into containers or purchased new herbs expressly for indoor growing, successful indoor gardening during the winter months can be a trip.

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How do you select the right grow light? And how do you use it? Find the answers here!

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You may or may not have heard of turmeric before, or only know about it as a dried spice. However, like many herbs, fresh turmeric is leaps and bounds above it’s dried counterpart. Have you ever dined on Indian food, or perhaps a yellow/orange Thai curry? If you have, chances are you’ve eaten turmeric (Curcuma […]

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For many people, food can be the hardest line item in their budget to manage.  One of the most common money saving tips for food is meal planning.  However, the thought of meal planning may be overwhelming, especially if you typically live a fast paced, busy life.  If you have school aged children involved in […]

Have you ever noticed how frequently you receive credit card offers? They may come in the mail, through email, or when you make a purchase with online retailers.  Often, these solicitations will say that you are pre-approved and that your purchase would be worth so much more, either in savings or rewards, if you open […]

It’s that time of year again – time to set your new year’s resolutions.  Common goals usually revolve around weight loss, but do not forget about the other areas of your life that might benefit from a fresh start.  That way, if you fall off the diet and fitness wagon, you will have other things […]

We are facing extraordinary challenges during the COVID-19 pandemic.  Unemployment rates are high and a partial or complete loss of income for many Americans is leading people into financial crisis.  For those who have had a sudden loss in income this year, you may be worried about meeting your financial obligations, such as housing payments […]

This year has been challenging for everyone, and we are all still adjusting to living in the midst of a global pandemic. On top of that, we are now entering one of the most financially stressful times of the year: the holiday season. Many families have lost members and friends to the virus. Hundreds of […]

As you start to create your holiday gift lists, you will likely encounter retailers – including online retailers – that are offering layaway services as well as “buy now, pay later” plans (through online providers such as Quadpay, Sezzle, PayPal credit, etc).  Before you take advantage of these programs, ensure you understand the implication they […]

One of the most heartwarming scenes in movies is when a child receives a puppy he/she has been wishing for.  The first few moments when a dog meets its new owner, or when they are reunited after a long time apart, can make even the strongest person cry.  Images like these inspire people to buy […]

House hunting is a very exciting process and as you start to zero in on that perfect home, you need to dig deeper into your budget.  How much of a down payment will you need? How much will your monthly mortgage payment be? What interest rates can you get?  These are common questions that help […]

If you are a federal employee or member of the military, the 6.2% social security tax withholding on your regular paycheck is currently on a mandatory deferral until January 2021 if your taxable wages are below a certain threshold; $4,000 per pay period for federal employees and $8,666.66 per month for military service members. Employees […]

Interest rates are low, so it is the perfect time to refinance, right? Not necessarily! Whether a “refi” makes financial sense will depend on several factors related to your personal portfolio of loans.  Here are a few tips to consider before making your decision. Consider any benefits you stand to lose by refinancing with a […]