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United States

National Home Buyer’s Alliance (NHBA) is a housing and credit cousneling service turning renters into homeowners since 1997. 

National Home Buyer's Alliance

Social Media Marketing

Search Engine Optimization

Reputation Management

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Growth Strategies

Creative Strategy

Campaign Management

For #MortgageTermTuesday today we look at some #homeownership options you may not be aware of; Assumable Mortgage and Lease Purchase. 

An assumable mortgage is not a typical option but may be attractive to buyers when mortgage rates are high. Plus, closing costs are considerably lower than those associated with traditional mortgages. However, if the owner has a lot of equity in the home, the buyer may need to pay a substantial down payment or secure a new loan for the difference in the sale price and the existing mortgage. In addition, it's important to know not all loans are assumable, and even if it is, the buyer must still qualify with the agency and lender. If the benefits outweigh the risks, an assumable mortgage might be the best option for homeownership.

A lesser known option is called lease purchase. This option is great for homeowners who want to secure a potential buyer without having to put the property on the market. After paying an upfront fee, the tenant gains the right to buy the home at the end of their tenancy, often for a preferential price. This arrangement gives additional flexibility to prospective homebuyers, allowing them to build their savings and credit as they prepare to buy a home.

If you are interested in becoming a homeowner and want to know about ALL you options, contact us: https://bit.ly/NHBAcontact 

#Homeownership #Creditcounseling #Housingcounseling #mortgage101 #mortgageterms #NHBA

Welcome to another #SuccessSaturday, friends! Today we spotlight LaTrice Fuqua!

Not too long ago, LaTrice was approved for a home loan right after she completed our program and we have to send her a HUGE congrats!! 🎉 🎊 🎈

Thank you, LaTrice, for being our client 🤗 We appreciate you and wish you all the best moving forward!

... and if *you* are reading this thinking, "I'd really like to become a homeowner," contact us today: https://bit.ly/NHBAcontact  

#Homeownership #Creditcounseling #Housingcounseling

For #WednesdayWin we spotlight our clients Joseph & Danielle Simms! Joseph & Danielle completed our program and were quickly approved for a home loan! 🎉 🎊 🥳

Thank you for letting us be a part of your homeownership journey, Joseph & Danielle!! Congratulations and we wish you nothing but the best moving forward 🤗

...are *you* thinking, "Can I become a homeowner"? Well, that's where we come in! Contact us today: https://bit.ly/NHBAcontact  

#Homeownership #Creditcounseling #Housingcounseling

It's another #MortgageTermTuesday!

Payment history and credit utilization are two factors that affect your overall credit score - therefore your ability to get approved for a home loan. Let's look at both of these. 

The number ONE factor that affects your overall credit score is your payment history. It is a record of your payment behavior on all credit accounts, such as credit cards and loans. Having late and missed payments are detrimental to your credit score. 

Credit utilization is determined by the amount of credit you’re using compared to the total credit you have available. It is determined by the amount of credit you’re using compared to the total credit you have available. The lower your credit utilization ratio, the better your score.

If you want to improve your score, you’ll need to catch up by staying on time with future payments and keep your credit utilization low. 

We can help! Learn more by contacting us today: https://bit.ly/NHBAcontact 

#Homeownership #Creditcounseling #Housingcounseling

For today's #SuccessSaturday we highlight Hugh Jr & Ambria Watson!

Hugh & Ambria finished our program and were approved earlier this year for a home loan! 🎉 🎊 🥳

Thank you for letting us be a part of this journey with you, Hugh & Ambria ! We are proud to call you clients and wish you all the best moving forward 🤗

If you're thinking, "I'd like to stop renting and become a homeowner"? Well, that's where we come in! Contact us today and we will help get you there: https://bit.ly/NHBAcontact  

#Homeownership #Creditcounseling #Housingcouseling

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National Home Buyer's Alliance on Facebook

For today's #SuccessSaturday we highlight Marvis Humbert & Theresa Edwards! 

Marvis & Theresa finished our program and were approved earlier this year for a home loan! 🎉 🎊 🥳 

Thank you for letting us be a part of this journey with you, Marvis & Theresa! We are proud to call you clients and wish you all the best moving forward 🤗 

If you're thinking, "I'd like to stop renting and become a homeowner"? Well, that's where we come in! Contact us today and we will help get you there: https://bit.ly/NHBAcontact  

#Homeownership #Creditcounseling #Housingcounseling

For #WednesdayWin we spotlight our clients Christian Brown! Christian completed our program and was quickly approved for a home loan! 🎉 🎊 🥳

Thank you for letting us be a part of your homeownership journey, Christian!! Congratulations and we wish you nothing but the best moving forward 🤗

...are *you* thinking, "Can I become a homeowner"? Well, that's where we come in! Contact us today: https://bit.ly/NHBAcontact  

#Homeownership #Creditcounseling #Housingcounseling

For today's #SuccessSaturday we highlight Larita Hollingsworth! 

Larita finished our program and was approved earlier this year for a home loan! 🎉 🎊 🥳 

Thank you for letting us be a part of this journey with you, Larita! We are proud to call you a client and wish you all the best moving forward 🤗 

If you're thinking, "I'd like to stop renting and become a homeowner"? Well, that's where we come in! Contact us today and we will help get you there: https://bit.ly/NHBAcontact  

#Homeownership #Creditcounseling #Housingcouseling

The nation’s premier private funding source of first responder safety equipment and resources.

HeroFundUSA, Inc.

Email Marketing

Public Relations

Brand Management

Copywriting

We have some awesome fundraisers planned for 2022! Next up is our Strike Force Bowl-a-Thon at Tiger Bowl in Excelsior Springs on Saturday, January 29th at 1pm. 

Get your team together for a fun-fill, light-hearted bowling competition and help us raise funds for #FirstRespoonder safety equipment. Entry is free!

Learn more: https://bit.ly/HFSFES

#FirstRespondersFirstResponder #HeroFundUSA #FirstResponderSafety

#ICYMI 

Our 4th Quarter Newsletter is out! It includes photos and information on fundraising efforts, departments funded and what's coming next - read it here: https://lnkd.in/ed7a5Htw

#FirstRespondersFirstResponder #FirstResponderSafety #FirstResponders #AmericanHeroes

Today is #GivingTuesday!

Please consider donating to #HeroFundUSA and help us keep our first responders safe.

#GiveTuesday #FirstRespondersFirstResponder #FirstResponderSafety

Words cannot express how grateful we are for all your #support this year. 

From all of us at #HeroFundUSA, Happy Thanksgiving!

https://lnkd.in/d5PSPz9r 

#FirstRespondersFirstResponder #Thanksgiving #givingday #AmericanHeroes

Pepper of the Kansas City Missouri Police Department  says it best... 

On behalf of your HeroFundUSA, Inc. staff, Board of Directors and Dining With Heroes Committee members—THANK YOU to all who shared last Thursday evening with us and our First-Responder heroes! 

By all accounts we’ve heard, it sounds like the event was enjoyed by all in attendance and was a resounding success in raising much-needed funding in our quest to keep our local #firstresponder heroes safe. The funds raised will be used to provide funding for new, state-of-the-art safety equipment and hi-tech resources designed to keep our local Fire Fighters, Law Enforcement Officers & Emergency Medical Services Personnel safe.

Stay tuned for more photos of the event!

linkedin

HeroFundUSA, Inc. on LinkedIn

Be a hero’s hero. 🔥 Show off your shooting skills while supporting First Responders. 🙌

Join us for the Safety in Sight Marksmen Tournament. Proceeds help fill the gap for first responders to get the gear they need to stay safe on the job. 

Compete for prizes and bragging rights. 

February 8th from 10am- 5pm. 

Sign Up 👇
www.herofundusa.org/safetyinsight

A special thanks to all the Police Officers out there on National Law Enforcement Appreciation Day.

#nationallawenforcementday #policeofficers #lawenforcement #police #HeroFundUsa

Did you know Frontier Justice also has a store in Omaha, NE?  We are very excited to announce the Inaugural Safety in Sight Marksmanship Tournament February 8th at Frontier Justice in Omaha, NE!  

Register your team at https://www.herofundusa.org/safetyinsight

Happy #FirstResponderFriday! 

Our #FirstResponders risk their lives for us every day. Have you consider a monthly donation to #HeroFundUSA to support #FirstResponderSafety?

Donate today and help us keep our First Responders safe: https://bit.ly/HerofFundDYK 

#FirstRespondersFirstResponder #ProtectandServe #Heroes #FirstResponder

Did you know that you can donate to Herofund USA while shopping on Amazon - at no extra cost?? 

Use our unique URL (https://amzn.to/3dVQEFk), sign up to shop through smile.amazon.com, choose us as your charity, and 0.5% of your purchases will go to HerofundUSA!

#Herofund #HerofundUSA #FirstRespondersFirstResponder #FirstResponderSafety #FirstResponders

HeroFundUSA, Inc. on Facebook

Happy #FirstResponderFriday! 

Our #FirstResponders risk their lives for us every day. Have you consider a monthly donation to #HeroFundUSA to support #FirstResponderSafety?

Donate today and help us keep our First Responders safe:On #FirstResponderFridays we ask you to consider a monthly donation to #HeroFundUSA to support #FirstResponderSafety!

#FirstResponders are our heroes, after all.

Donate today: https://bit.ly/HerofFundDYK 

#FirstRespondersFirstResponder #ProtectandServe #Heroes #FirstResponder (link in bio)

#FirstRespondersFirstResponder #ProtectandServe #Heroes #FirstResponder

Did you know that you can donate to Herofund USA while shopping on Amazon - at no extra cost?? ⠀
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Use our unique URL (https://amzn.to/3dVQEFk, link in bio), sign up to shop through smile.amazon.com, choose us as your charity, and 0.5% of your purchases will go to HerofundUSA!⠀
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#Herofund #HerofundUSA #FirstRespondersFirstResponder #FirstResponderSafety #FirstResponders⠀

"I was hoping that we would not need the ballistic vests, but only three days after being in service, our members had to don them while responding to a shooting." -Matthew Adermann Fire Chief, City of Taylorville ⠀
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This is why we do what we do and why your contributions matter. First Responder Safety Equipment saves the lives of those who save ours.⠀
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Thank you for your contributions this year!⠀
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#Herofund #Herofundusa #FirstRespondersFirstResponder #FirstResponderSafety #FirstResponders⠀

Your contributions this year helped us raise enough funds to replace three sets of turnout gear for the Hillsboro Fire Protection District (@hillsborofirepd). We thank you for your support - and so do they.  Here's what they had to say: ⠀
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"The members of the Hillsboro Fire Protection District would like to say thank you to HeroFundUSA, Inc for your support in the purchase of firefighter personal protective equipment. Your gift of $5,100 made it possible for our district to replace three sets of turnout gear (PPE). Purchases like this would not be possible without the help of organizations such as yours.⠀
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As you are aware, most public service agency budgets have been stretched as far as possible with the increased costs of operating. All of us are being asked to do more with less. Thank you and your organization for helping to protect our firefighters." -Brian Gaudet Fire Chief⠀
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#Herofund #Herofundusa #FirstRespondersFirstResponder #FirstResponderSafety #FirstResponders⠀

Want to learn more about #HeroFundUSA?

Interested in keeping up w/our upcoming events & mission fulfillment?

Take a #MondayMoment to sign up for our quarterly newsletter (we promise we won't clutter your inbox): https://bit.ly/HFUSANewsletter (link in bio).

#FirstRespondersFirstResponder #FirstResponderSafety #FirstResponders

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HeroFundUSA, Inc. on Instagram

On #FirstResponderFridays we ask you to consider a monthly donation to #HeroFundUSA to support #FirstResponderSafety!

#FirstResponders are our heroes, after all.

Donate today: https://t.co/mMwtYUsC25 

#FirstRespondersFirstResponder #ProtectandServe #Heroes #FirstResponder

Did you know that you can donate to HerofundUSA while shopping on Amazon - at no extra cost?? 

Use our unique URL (https://t.co/9MqT4DDM40), sign up to shop through https://t.co/ibcp0XIjHh, choose us as your charity, and 0.5% of your purchases will go to #HerofundUSA!

#herofund

(1/2) "I was hoping that we would not need the ballistic vests, but only three days after being in service, our members had to don them while responding to a shooting." -Matthew Adermann Fire Chief, City of Taylorville

(1/4) Your contributions this year helped us raise enough funds to replace three sets of turnout gear for the @HillsboroFirePD. We thank you for your support - and so do they. Here's what they had to say:

Want to learn more about #HeroFundUSA?

Want to keep up w/our upcoming events &amp; mission fulfillment?

Take a #MondayMoment to sign up for our newsletter (we won't clutter your inbox): https://t.co/RXF9D4w98E

#FirstRespondersFirstResponder #FirstResponderSafety #FirstResponders

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HeroFundUSA, Inc. on Twitter

Technology Solutions has been providing quality, value based IT services to businesses through out the Kansas City Metropolitan area since 2000.

Technology Solutions

Back in the day, computers used things like gears, pivots, beads and levers that needed some sort of power source to function. In 1936, Vladimir Lukyanov built a "computer" that used water to solve partial differential equations. It was called a Water Integrator and originally designed to solve the problem of cracking in concrete. You can now find it in Moscow's Polytechnic Museum.

#FunFactsFriday #ITSimplified #techsols #techfacts

Might be a good time for a #free #Cybersecurity Assessment - we can help! Learn more: https://lnkd.in/eYMqcSBC 

#ThursdayThoughts #ITsimplified #CyberSecurity #TechSols #TechSupport

In 1999, a 15 year-old named Jonathan James used his skills as a hacker to intercept data from the Defense Threat Reduction Agency or DTRA (a division of the US Dept. Of Defense). He ended up with access to over 3,000 messages, usernames and passwords of DTRA employees and gained source code that control temperature/humidity for the International Space Station.

NASA was forced to shut down computers for three weeks to fix the problem at an cost of $41,000. He was ultimately sentenced when he was 16 – but it just goes to show what a 15-year old in South Florida, sitting with a computer and the right set of skills can do!

#FunFactsFriday #ITSimplified #itsupport #techsols

Most economists seem to agree that only around 8% of currency globally is physical money. So, the majority of the money you earn and use exists only on computers and hard drives.

While that may seem absurdly low, it makes sense considering that most large transactions are done electronically. 

#FunFactsFriday #ITSimplified #itsupport #techsols

Thankful. Grateful. Blessed.

Happy Thanksgiving, friends!! 

#Thanksgiving #Turkeyday #techsols #Thankful #Grateful

Technology Solutions on LinkedIn

Technology Solutions on Facebook

Wishing you and yours a Happy Labor Day!⠀
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#ITsimplified #ITsupport #ITsupportservices #TechSupport #TechSupportservices #Monday #Mondaymood #KCMO #kcmotech #techkc #techsols #cybersecuritysupport #laborday #laborday2022⠀

In their 2021 Year End Data Breach QuickView Report, Riskbased security reported that 4,145 publicly disclosed breaches had exposed over 22 billion records last year.

Ready for that cybersecurity assessment? DM or call us at 816-220-4122 or fill out a simple form at https://bit.ly/TechSolsAssessment. 

#ITsimplified #ITsupport #ITsupportservices #TechSupport #TechSupportservices #techsols #cybersecurity #CybersecuritySupport #Friday #fridaymood #fridayfact

According to a small business survey conducted by @cnbc last fall, only 28% of small businesses said they have a cybersecurity incident response plan in place.

Plus, almost half (42%) said they have no plan at all.

A #cyberattack may be the largest threat your organization faces. It’s critical to establish a strategy for mitigating the risks and outline a business continuity plan to address this rising threat.

We can help! DM us to learn more!

#ThursdayThoughts #ITsimplified #ITsupport #TechSupport #TechSupportservices #kansascity #techfacts #techsols #CybersecuritySupport

If there is one thing we can't stress enough, it's that you - yes YOU - are a target for hackers. 

We are all at risk and the stakes are high - both for our business's financial well-being and reputation.

Don't put off cybersecurity support any longer: call us at 816-220-4122 or fill out a simple form at https://bit.ly/TechSolsAssessment.

#ITsimplified #ITsupport #ITsupportservices #TechSupport #TechSupportservices #techsols #cybersecurity #CybersecuritySupport #techtiptuesday #techtip #techtuesday

Have your cybersecurity practices changed since the pandemic? If not, we should chat: call us at 816-220-4122 or fill out a simple form at https://bit.ly/TechSolsAssessment.

#ITsimplified #ITsupport #ITsupportservices #TechSupport #TechSupportservices #techsols #cybersecurity #CybersecuritySupport #Friday #fridaymood #fridayfact

Technology Solutions on Instagram

RT @NWSKansasCity: As of 8 AM, here is a look at wind chills around the region.  Expect the bitter cold and dangerous wind chills to linger…

RT @DameSpeak: Sending out all the love to our fellow small business owners! Feel free to drop info in the comments about any deals for the…

@CallofDuty Dmz is so jacked right now. Rubber banding and not able to get playstation folks to join us.

RT @DameSpeak: Coming up w/ #contentideas on the fly is overwhelming, especially when you're on a deadline. So jot down ideas as they come…

Technology Solutions on Twitter

Bill Abernathy Music

Video Production

I should have never let WORF learn how to check the weather.... and off we go!

We did get to see this on our hike today.. Beautiful to watch him catch the wind...

WORF checked the weather this morning, and brought me his harness... game on!

Sometimes a walk by the river is just what ya need...

WORF and I want to wish everyone a Merry Christmas and Happy Holidays.

Bill Abernathy Music on Facebook

He loves swimming and winter is not a deterrent.. he's a beast
#worf #hikingpup #swimmingpup

You can't keep a good WORF down.
#worf #hikingpup #hesabeast #poserpup

Just another night with WORF in the WWW #worf #playingwithpups #givemethattoy #hesabeast #www

Wrapping presents can be sooo exhausting.

No stopping the WORF! He waited for me all 6 miles today. He’s a beast!

Bill Abernathy Music on Instagram

I wanted to reach out and with everyone a Merry Christmas and Happy Holidays. Always a special time of the year for me, and I hope everyone gets to spend some fun times with family and friends.
On the music front, we will have new music out early in 2023 that I am really excit...

Added a new video: "Bill's Ultimate Dork Christmas Tree" https://t.co/bGGhBuzHTK #video https://t.co/Iw9AMQlytX

Sometimes you get a really cool surprize in the mail.. and this came today..https://t.co/lIpbjm2uws

Bill Abernathy has a show on 08/27/2022 at 02:00 PM @ Fence Stile Vineyards and Winery in Excelsior Springs, MO https://t.co/fMfULCqks0 #concert https://t.co/Iw9AMQ3X5n

Bill Abernathy Music on Twitter

A compassionate, professional, convenient Kansas City dog training, walking and pet sitting business.

Newman's Dog Training, Walking & Pet Sitting

Friends in Blue Springs! Check out this FREE vaccine clinic if you need your dog updated on their shots!

Have us walk your dog during the day! https://bit.ly/3iLR3No Contact us today to help get your dog's energy out! Whether they need exercise or just a potty break we are here to help!
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#dogwalking #dogsitting #catsitting #puppywalking #pottybreaks #puppy #dog #puppies #dogtraining #puppytraining #KansasCity #kcmo #midtownkc #westportkc #unionhillkc #brooksidekc #fairwaykc #crossroadskc #plazakc #brooksidekc #rivermarketkc #downtownkansascity #k9 dog walker near me

Have you ever thought about using a prong collar or shock collar on your dog? 

"Reward-based dog training offers the most advantages and least harm to the learner’s welfare, according to the American Veterinary Society of Animal Behavior, which says there is no evidence that aversive practices are necessary for dog training or behavior modification.

The new AVSAB position statement published in September draws on the scientific evidence on dog training."
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Let Newman's Dog Training teach you how to use positive training methods that are backed by science! Sign up today! 👉 https://newmansdogtraining.com/index 
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#dogtrainingnearme #dogtraining #dog #doglover #puppy #puppytraining #puppies #northwestarkansas #NWA #nwarkansas #kcmo #kansascity #plazakc #rivermarketkc #overlandpark #kck

Did you know we take care of cats too? 👉 https://bit.ly/3ZVaSCH  Sign up for cat sitting during your next trip! 
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We will make sure all their needs are met. We will feed them, scoop the litter, freshen up their water as well as keep the house in order by bringing in the mail, taking out the trash and watering the plants. 
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#catsitting #cat #petsitting #dogsitting #kcmo #crossroadskc #rivermarketkc #brooksidekc #plazakc #westportkc #kansascity #catsittingnearme #dogtrainingnearme #k9 #dog #nelsonartmuseam

Well, this is just the sweetest #TongueOutTuesday ever from sweet Quincy!! 😍 🐾👅⠀⠀
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#TOT #kcdogs #newmansdogtraining #onlinedogtraining #dogwalkinglife

Newman's Dog Training, Walking & Pet Sitting on Facebook

Founded by Alex Colley and Lori Davies, dameSpeak is a digital marketing company specializing in social media and content marketing solutions for small to medium sized businesses looking to step up their marketing efforts.

With over 40 years of experience between the two, Alex and Lori have an extensive background in all aspects of marketing. From overall strategy to individual keywords, the team at dameSpeak has the skills and insight you need to take your business to the next level. 

Let dameSpeak for you and your business.

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