So, you've heard about the MCC Tax Credit, but you're just not sure it's worth it? What if you told you how much can get? ​ Here's the facts. The mortgage interest credit is a non-refundable federal tax credit of 20% to 50% of mortgage interest paid on a primary residence up to $2,000 annually. In short, you can save up to $2,000 a year for the entire life of your loan. On a 30-year mortgage, that could be up to $60,000 in interest savings!

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While the first-time home buyer tax credit is a national program, it's run by and on a state to state basis. Make sure you know how YOUR state handles the MCC tax credit (and if they do at all) today!